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HOMEOWNERSHIP PERKS PROGRAM

Thank You Team! 

Customize this section with a message from you to your team. Below is an example:

The "Your Business Name" Homeownership Perks are Home Buying, Refinancing, and Home Equity perks offered to you as a benefit of being a valued member of our team. 

We all work hard to make a good living, and good living means a happy home. That's why we're excited to offer a new way of saying Thank You for a job well done: a full suite of real estate finance discounts, tools, resources, and free expert advice to help you navigate the homeownership journey, while saving money along the way.

Enjoy exclusive high-value perks: We'll cover the cost of the Appraisal, give you $500 to buy down the Interest Rate to below market, and cover up to $500 of the Closing Costs. Equivalent to $1650 cash saved at closing.

 Take advantage of free one-on-one homeownership and home finance consultations, on-demand preapprovals & quotes, and personal introduction to the top-rated real estate agents in your area, we've here to support you throughout your homeownership journey.

Perks for a Job Well Done

Down Payment Assistance & Grants for Eligible Homebuyers

Down payment assistance and Grants can significantly reduce the down payment requirements which in turn, increases your pre-approval, purchasing power, and opens up additional buying opportunities. Qualifications and eligibility apply.

Interest Rate Buydown Voucher

We'll provide $500 in Interest Rate Buydown to help you secure a below market interest rate, ensuring your new home payment remain as low as possible, all at no cost to you.

Settlement Fee Voucher

We take .25% of your new mortgage loan amount and deduct it from your closing costs, up to a maximum of $500, keeping hard earned money in your pockets at the closing table.

Appraisal Voucher

If an appraisal is needed, we'll cover the cost of it up to $650. You'll receive a copy of your home appraisal while avoiding one of the major out of pocket expenses with homeownership. 

Download Center: Mortgage 101

Download, Watch or View dozens of free e-books, workbooks, homeownership and real estate finance guides, products, expert tips, and more. 

Credit Upgrade Service

For team members concerned about their credit scores and its impact on interest rates, our Credit Upgrade Service provides personalized plans to help improve your scores, ensuring you secure the most favorable terms.

On-Site Group Information Sessions

Our partner, Trust Home Financial, will visit us to present valuable insider information on the housing markets, lending process, and the topics you want to learn more about.  

Agent Connect: Top-Rated Local Real Estate Agents for Buyers and Sellers

We'll offer to connect you with a highly rated local real estate agent who has a proven track record of successfully negotiating purchase agreements tailored to your specific needs. Multi-lingual agents available. 

One-on-One Real Estate Finance Counseling and Planning.

We provide individual consultations focusing on your unique situation. We'll develop a customized plan tailored to your needs. We're flexible and can meet at your location or outs.

Realize Your Dream of Home OwnershipDown Payment Assistance Simplified

Claim Your Interest Rate Buydown, Appraisal, & Settlement Fee Vouchers!

Your vouchers have no expiration date and carry no obligation. Redeem them now and apply them towards your next home closing. 

*Vouchers only applied towards a mortgage closing with Trust Home Financial LLC. Be sure to compare offers.

Download Center

Download Center is regularly updated with the latest real estate finance products, guides, news and tools. Let us know any topics you'd like more information on and be sure to check back regularly for updates.

VIDEO CENTER 

Enjoy this educational video series which walks through the entire Real Estate Finance process. Learn about Home Loan Basics, Interest Rates, Loan Programs, Appraisals, Underwriting and More!

Watch Now!

Reduced Interest Rates

Your Interest Rate Buydown Voucher can be applied towards securing a below-market interest rate. Check out the affect the rate has on your payments:

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

See All Mortgage Calculators

 FREE Credit Upgrade Service

Concerned about your credit score and it's impact on Interest Rates? Take advantage of our free Credit Upgrade Service to improve your score early in the home shopping process, ensuring you lock in the most favorable terms!

Learn More Now


Down Payment Assistance and Grants!

First Time Homebuyer? Tired of putting your dream home off until you can afford the down payment? Check out our 0% Down program. Keep cash on hand for expenses & move in fast - usually in 20 days or less. 

Get Started Now


Real Estate Agent Connect!

For Home Buyers & Sellers, our extensive network of top performing real estate agents are standing by ready to assist you. With highly rated customer satisfaction scores, our agent network has a proven track record of succesfully negotiating purchase and sale agreements. 

Get Started Now


Get PreQualified today in minutes:

SELECT A LOAN TYPE
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SELECT PROPERTY TYPE
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WHAT IS THE PROPERTY USE?
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HOW IS YOUR CREDIT?
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HAVE YOU ALREADY FOUND A HOME ?
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Purchase Price
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MILITARY SERVICE?
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YOU EXPECT TO BUY WITHIN?
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First time home buyer?
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Bankruptcy in last 7 years?
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Annual Household Income?
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Monthly Debt Payments
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Employment status
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Loan Purpose
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Property Value
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1st Mortgage Balance
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1st Mortgage Interest Rate
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Do you have a 2nd mortgage?
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2nd Mortgage Balance
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2nd Mortgage Interest Rate
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Any late mortgage payments?
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Any foreclosure in last 7 years?
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Do you currently have an FHA loan?
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PROPERTY ADDRESS
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TELL US ABOUT YOURSELF
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Employee Eligibility

Your Perks are available to you 24/7 while you are a full-time or part-time employee. You may redeem your Appraisal, Interest Rate Buydown, and Settlement Fee Vouchers at any time, and the discounts will be applied at time of Loan Application. A final Verification of Employment will be completed prior to your Loan Closing, confirming you are still an active employee of our business.  

Follow These Simple Steps to get Started Today:

1

Get to Know Your Perks

Explore our Perks page, print and digital material and let us know what you find helpful or interesting.

2

Inquire & Apply

Talk to our partner, Trust Home Financial, about your homeownership goals, and get set on the path to a happy home closing. 

3

Discounts Disclosed

Once you're ready to proceed, your voucher credits will be applied to your loan terms and disclosed on your Initial Home Loan Disclosures.

4

Verification of Employment

Trust Home Financial will perform an initial Verification of Employment, confirming you are an active full-time or part-time employee in good standing.

5

Processing & Underwriting

Your Home Loan application will be expedited through the Processing, Underwriting, and Closing process.

6

Final Verification of Employment

Just prior to your home loan Funding, Trust Home Financial will perform a final Verification of Employment confirming you remain an active employee in good standing. 

Not Sure Where to Begin?

Contact Us Today for a Complimentary, No Obligation Personal Consultation

Phone: (855) 670-0603
contact@trusthomefinancial.com


About Our Partner in Perks:  Trust Home Financial

 Trust Home Financial was founded to enhance consumers understanding of available mortgage product options for all types of real estate owners. We aim to uncover the best mortgage solutions and rates often overlooked or unavailable. In doing so we hope to exceed your expectations, and you'll continue to look to us as your trusted lending partner. Unlike traditional lenders, our goal isn't to sell a specific mortgage product. Instead, we focus on understanding your goals, education you on various solutions, and empowering you to make an informed decision.





Why We Do This

Business owners often ask me "What's in it for you?" or "What's your angle?" when discussing our Perks program. The full truth is that I use my budget to help small business owners and employees instead of spending that money on marketing and advertising. By finding a creative way to meet new customers that doesn't cost traditional marketing and advertising dollars, I'm able to keep our interest rates and closing costs extremely low for the larger community.

In fact, we are so confident in our interest rates, pricing, and discounts that we'll encourage you and your team to shop any loan offer we make. Whereas most lenders will do anything they can to prevent you from shopping, we want you to see the difference for yourself. I intend to earn my customers trust one happy employee at a time.

-Nicholas Natale - Founder, Owner & Principal Broker


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