Real Estate Purchase Loans
Conventional Loans
A Conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA Home Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...
USDA Loans
USDA loans are government-backed loans designed to help low-to moderate income individuals purchase homes in rural and suburban areas. Benefits include no down payment and below market rates.
Land Loans
A land loan is used specifically to purchase a plot of undeveloped land.
Non-QM Loans
Non-Qualified Mortgages are loans that offer more flexible underwriting criteria, catering to borrowers with unique income situations, credit issues, and those seeking investment properties.
First Time Homebuyer Loans
First-time home buyer loans offer advantageous terms such a lower down payments, reduced interest rates, and potential access to down payment assistance programs.